Borrow 12 Month Loans through Doddler

Borrowing a 12 month loan online through Doddler can help you when you find yourself in a financial emergency and need a loan over 12 months.

We know that financial emergencies can happen to anyone at any time. That’s why we’ve made it as easy as possible to help you request a 12 month loan from trusted direct lenders.

Doddler can help you find the 12 month loan you need. To get started, let us know how much money you want to borrow for 12 months, and tell us a bit about yourself, to get started.

The lenders we work with will then check your eligibility for a loan over 12 months. If eligible, we may connect you to an FCA authorised direct lender who may be able to offer you a 12 month loan of up to £5,000.

All the direct lenders we work with, who offer 12 month loans, are authorised and regulated by the Financial Conduct Authority. When you need a loan, Doddler helps to connect you to direct lenders who can offer you a 12 month loan.

Get started and request your 12 month loan today with Doddler!

Credit is subject to status.

Borrow 12 Month Loans through Doddler

Representative Example:

To understand the financial implications of repaying a loan with interest, please consider this representative example. If you were to borrow £1,000 for 18 months with a representative 49.9% APR, your monthly payment would be £80.01. The total amount repayable would be £1,440.24, which includes £440.24 in interest. Any offer and APR you receive will depend on your individual circumstances and are subject to lender requirements and approval.

Warning: Late repayment can cause you serious money problems. For help, go to www.moneyhelper.org.uk.

12 Month Loans with Bad Credit

If you’re in need of a 12 month short term loan but have bad credit or a poor credit history; even if you have very bad credit or perhaps you have been refused loans in the past, Doddler may be able to connect you to a direct lender who can help you secure a 12 month loan online.

If you have a bad credit history, getting a 12 month loan will be more challenging than if your credit history was good or excellent and it will be more expensive, due to higher interest rates, should your loan request be accepted.

To be accepted for a 12 month loan you will need to meet the lender’s eligibility requirements to make sure the loan is suitable for you. Lenders need to check you can afford the loan and it is the right choice for you.

It’s important to only ever borrow what you can afford to pay back. If you are unsure if you’ll be able to repay a 12 month loan, consider other financing options, such as borrowing from friends and family or asking for an advance on your wages. You may also wish to look at other loan options, which may include:

Get started and request your 12 month loan today with Doddler!

Apply Now

12 Month Loans from Direct Lenders in The UK

When you find yourself in a situation where you need to borrow a 12 month loan, we understand how stressful it can be which is, why we only work with direct lenders who are authorised and regulated by FCA, giving you comfort you are dealing with genuine, direct Lenders.

Once you’ve submitted your 12 month loan application, lenders within our network will assess your eligibility for a loan. If you meet their eligibility requirements, we may connect you to lenders within our network.

Whether you’re looking to borrow £400 or £5,000 for 12 months, Doddler may be able to connect you to a lender who can offer you the you need.

Cheap Loans Over 12 Months

If it’s an unexpected bill car repairs, a broken washing machine or any other personal expense, Doddler may be able to connect you with a lender who could give you the loan you need.

All our lenders are authorised and regulated by the FCA so you can be sure you’re dealing with reputable providers. If you have any questions about how to apply , feel free to contact us or check out our FAQ page.

Am I Eligible for a 12 Month Loan through Doddler?

Lenders consider your financial situation and credit history when deciding if they can give you a loan. This is to help make sure you don’t end up in further debt, unable to repay your loan.

We may be able to connect you to lenders within our network.

The FCA authorised direct lenders who we work with conduct their own checks to make sure you are eligible for a loan with them, which includes looking at your credit history. They will look to see if you will be able to make the repayments for your 12 month loan.

Missing payments and going into arrears will be recorded on your credit file. This will make it more difficult to get finance. You should only ever borrow what you know you can afford to pay back over 12 months.

Get Started to Find 12 Month Cash Loans

Twelve-month loans, sometimes known as ‘12 month cash loans,’ can help you with unexpected expenses.

Get started today and request a 12 month loan through Doddler.

Apply Now